Enforcement efforts have increased across the region. Yet affordability continues to sustain demand for illicit products.
Tax policy increases government revenue per unit sold. But it also reduces overall formal market volume.
Pezesha replaces traditional collateral with alternative data for credit scoring. This enables faster and more inclusive lending.
Major banks like KCB and Equity are absorbing rising credit losses. However, provisioning is reducing their lending capacity.
Regional banking groups are expanding across East Africa through digital platforms. Cross-border financial integration is accelerating.
Banks such as Equity Group and KCB are increasingly transforming into digital finance platforms. Their regional expansion strategies are reshaping traditional banking models.
Over 450 fintech companies now operate in Kenya, making it one of Africa’s most dense financial innovation hubs.
With assets exceeding $1 billion, Bank of Kigali plays a central role in financing Rwanda’s corporate sector and economic growth. Its strong loan book and deposit...
Bank of Kigali remains Rwanda’s largest lender by assets. However, it operates at a much smaller scale.
Population growth continues to outpace job creation across the region. Youth unemployment remains a structural challenge.